Can I get car insurance as a 17-year-old?

I'm 17 and just bought my first car. I know I need insurance to be able to legally drive, but as a minor, I'm not sure I'm able to apply for it. Can I get car insurance at my age?

Answer
“Congrats on getting your first car at such a young age! Whether you can get car insurance as a 17-year-old depends on where you live.
Some states allow 17 year olds to purchase insurance, provided they have written permission from their parents—while in other states, you can’t buy your own insurance until you’re 19.
Keep in mind that the average price of car insurance for a 17-year-old is over $5,500 per year. Few 17-year-olds can afford that type of money, so you may want to ask your parents if they’ll add you to their policy. This is usually cheaper, especially if you have your own car.
You may also want to look at good student discounts, as these can typically lower your car insurance premiums by 5% to 10%.
If you do decide to go ahead with getting your own insurance, it can be helpful to use the Jerry app. Jerry will get you customized quotes from multiple providers so that all you have to do is choose the policy that works best for you. Jerry will even help you with the paperwork to start a plan. And the best part–Jerry does this for free.
Congrats again and best of luck with insurance shopping!”
Eric Schad
Answered on Nov 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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