Can I get an insurance quote without a car?

I don't own a car, but I frequently borrow other people's vehicles and it makes me nervous. Can you get car insurance without a car?

Matthew Macgugan · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“This situation is more common than you might think! To get an insurance quote without a car, you’ll need to shop around for
non-owner car insurance
, or NNO.
Non-owner insurance covers drivers who don’t have access to a vehicle in their household. It is essentially
liability coverage
that pays out for bodily injuries and property damage in the event you get into an accident while driving a car you don’t own.
This type of insurance can also include:
  • Rental coverage
  • Medical bill reimbursement
  • Personal injury protection
  • Uninsured motorist coverage
Note that if you’re driving someone else’s car with their consent, their own insurance policy will take effect before your non-owner policy does. NNO is more of a protective shield in case the vehicle owner’s coverage falls short.
While you won’t need to input vehicle information to get a quote for an NNO policy, you will need to provide the following:
  • Your name
  • Date of birth
  • Social Security number
  • License number
  • Driving history
Non-owner insurance is only offered by some insurance providers, so you’ll need to do a bit of shopping around.
can help! Download the app to send us a text or call 1-833-445-3779, and Jerry will gather competitive NNO quotes from top name-brand insurers.
Just choose a low-cost policy you like, and Jerry will help you buy it. Then, you can hit the road with peace of mind!”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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