"Can I get an auto loan based off my credit score and my husband's income? "

"I have not worked for some time now, but I need a new car. I have an excellent credit score but lack income, and my husband makes plenty of money but he has a horrible credit score. Is it possible for me to get an auto loan?


“With an excellent credit score, you will likely not be asked to verify your income. So if you simply put your household’s income down on the application, you will likely get approved for a car loan.
However, since every lender is different, the only way to know for sure is to apply. Good luck. “
Johnny Puckett
Answered on May 05, 2021
Johnny Puckett is a freelance writer and automotive expert. He has contributed content to a number of some of the largest online publications, aftermarket automotive manufacturers’ sites, and automotive informational sites. His experience in the automotive and information fields informs his writing at Jerry. His automotive interests bleed into his free time, where he enjoys modifying his favorite cars and woodworking.

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