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Can I get a title loan without registering the car first?

Is there any way to get a title loan without registering the car first, or do I have to register it to take out the loan? I just moved, and the registration fee for Montana is way higher than I thought—so I can’t afford to pay it yet.

avatar
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Unfortunately, it’s difficult to get a title loan without
registering the car
.
If you need to take out the car title loan to pay the registration fee on time, talk to a licensed lender about your situation. If they know your situation, Some lenders may be willing to give you a title loan before your vehicle is registered.
Remember, title loans are notorious for high interest rates and short repayment periods. While they seem like good ideas in the moment, title loans are often more trouble than they’re worth. Consider your other options, like applying for a short-term loan with a bank or credit union.
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