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Can I get a lower price if I finance through a dealer?

I was looking at financing a car, and the price has consistently dropped. I was wondering if I could get them to go even lower if I finance with them. Is this a possibility?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you decide to finance with the dealer, they may be willing to work with you a bit on the price. But before you sign anything, check for hidden fees or
prepayment penalties
.
As you would with
car insurance
, shop around at other places for
car loan
rates as well.
By shopping around with other lenders, you may be able to negotiate the rate with your dealership, as well as possibly get more money knocked off the price of the vehicle.
Don’t forget that when you buy a new vehicle, you will need proper coverage. If you haven’t already found insurance, use the free
Jerry
app to help you find the best deal. Jerry compares rates from the top 50 companies in under a minute, delivering the best deals to your phone.”
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