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Can I get a home insurance quote for a property I don't own yet?

I'm narrowing down a search for my first home, and I'm currently stuck between two properties. Once I've decided on one, can I get a home insurance quote before I close? I want to make sure I'm making the right choices in all aspects of the process.

avatar
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Yes, in fact, most mortgage companies actually require you to have
homeowners insurance
ready to go into effect before you close on a home in order to ensure that you’re fully covered from the day you move in.
Because of this, pursuing quotes for both of the properties you’re interested in could actually be another helpful way to narrow down your decision. 
Pro tip: Make sure to consider quotes from several different providers to find the lowest rate on home insurance for you. 
When you’re looking to compare home insurance quotes, online comparison sites like
Jerry
can be a great way to collect multiple estimates for free in as little time as possible. The site does the legwork, so all you have to do is decide on a policy—and in this case, on a home!
View full answer 
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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