Yes you can. It is actually common for a mortgage company to require you to have home insurance prepared before buying a property. For this reason, you will most likely have to get home insurance before you actually close on a home. You can have the policy go into effect on your closing date.
Can I get a home insurance quote for a property I haven't purchased yet?
Answered by Home Insurance, Car Insurance Expert Savannah on January 15, 2021Mary asked
I want to buy a house and I've narrowed my options down to two properties. Once I decide which one I want, can I get a home insurance quote before closing?

Savannah
Home Insurance, Car Insurance Expert
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