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Can I get a car title loan if I'm unemployed?
I want to get a car title loan—I'm unemployed and broke, and I need to pay some bills. However, I'm worried that I won't be able to get the loan if I don't have a job. Is there any way that I can still get this loan?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s a good question! Even if you’re unemployed, you should be able to secure a car title loan, but this isn’t a guarantee. Some lenders only require the car title as collateral while other lenders will want to see some form of income or available funds to repay the loan.
Unlike a traditional
car loan
, a title loan company won’t pull your credit. So if you have bad credit, you shouldn’t worry. These are the only things you need to get a car title loan:
- Must be 18 years or older
- A valid ID
- The vehicle can’t have any liens
- You must own the vehicle outright
- You must have original title of the vehicle
If you can pull all of these things together, you should have no problem getting the loan.
If you’re looking for other ways to save money, you may also want to think about making sure you’re getting the best deal on your car insurance. One easy way to do this is with the
Jerry
app—we’ll get you customized quotes from top-of-the-line providers so that all you have to do is choose the plan that works best for you. And once you pick, we’ll even help you switch—that way you can save both time and money!Best of luck with the car title loan!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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