Can I get a car loan if I'm a student at a community college?

I'm currently a student at a community college and I need a car loan to get to school and work. Will I be accepted?

Being a student at a community college or any other higher-learning institution shouldn’t hinder your ability to get a car loan.
The biggest problem students run into when trying to get a car loan is having the income or credit history to get approval for the loan. But if you have decent credit and a steady income, you may be able to find a loan after you shop around for rates.
If your hunt for a car loan comes up empty, you still have a few alternatives:
  • Get a cosigner for your loan, such as a parent or other family member.
  • Save for a larger down payment, which may make you a more attractive candidate for a loan.
One thing that students are also unaware of is that you must maintain full coverage car insurance on a car loan, which can get expensive. Try using the number-one-rated car insurance app, Jerry, to help you find the cheapest rates. Jerry compares personalized quotes from more than 50 top providers and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!
Eric Schad
Answered on Nov 24, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store