Can I get a car loan from Vystar Credit Union if I have no credit history?

"I want to get a car loan through Vystar Credit Union where I currently bank.

I have no credit history. Can I still get a car loan?"

Answer provided by
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Eric Schad
Answered on May 26, 2021
“Although credit unions like Vystar are more willing to work with you, the fact that you have zero credit doesn’t bode well for your chances.
However, you do have some alternatives:
  • Get a cosigner for your loan
  • Put down a sizable down payment and keep your fingers crossed
  • Ask about a credit card, or a savings loan, to begin your credit history
One of these methods will most likely get you the financing you need although it might take some time.”
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