Can I get a car loan from Vystar Credit Union if I have no credit history?

"I want to get a car loan through Vystar Credit Union where I currently bank.

I have no credit history. Can I still get a car loan?"

Answer
“Although credit unions like Vystar are more willing to work with you, the fact that you have zero credit doesn’t bode well for your chances.
However, you do have some alternatives:
  • Get a cosigner for your loan
  • Put down a sizable down payment and keep your fingers crossed
  • Ask about a credit card, or a savings loan, to begin your credit history
One of these methods will most likely get you the financing you need although it might take some time.”
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Eric Schad
Answered on May 26, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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