unless you’re 18. This isn’t just the policy of lenders—it’s the law. Because you’re under 18, you’re technically still a minor, which means you can’t enter into a legally binding agreement or contract.
The good news—your 18th birthday is right around the corner, so start saving and look for a lender who specializes in working with people without a long credit history. You may need to add a family member as a co-signer to help you qualify for a lower interest rate.
When you do get your car, you’ll need car insurance. You’re required to have full coverage auto insurance, which often costs quite a bit itself—especially for younger drivers.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.