“It actually sounds as though there might have been a collision. Your car’s body and underside could have collided with the ground once the wheel came off, and that kind of damage may be covered by car insurance as long as you have full coverage.
What will probably not be covered is the damage that actually caused the wheel to fall off.
Also, your insurance adjuster will probably want to know who performed the repairs to your vehicle’s brakes. Depending on the cause of the collision, your insurance company may be able to recover some of the repair costs from the shop. If you did the brake repairs, then this obviously wouldn’t apply.
But, of course, the only way to confirm any of this is to contact your insurance company or agent. Get in touch with them as soon as you can.”