Can I file a liability claim from a hit-and-run if I didn't see the other vehicle?

I had my car parked on the side of a street to run into a store. When I came back, there was massive damage to the side of my car. Several people said a car hit me and fled, but they didn't get the license plate. Can I still file a claim if I only have liability insurance?

Answer
“If you have liability insurance only, you won’t be covered for a hit-and-run, unfortunately. However, you can do some sleuthing to see if you can identify the other vehicle.
Start by taking pictures of your vehicle immediately (if you haven’t already), and then file a police report. If possible, talk to the other witnesses about what happened. Look around to see if there are any security cameras in the vicinity and ask for the footage.
With any luck, you’ll be able to identify the vehicle via the license plate and take legal action, if you wish. If you can identify the car, you might be out of luck entirely. “
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Eric Schad
Answered on Apr 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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