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Can I file a liability claim from a hit-and-run if I didn't see the other vehicle?
I had my car parked on the side of a street to run into a store. When I came back, there was massive damage to the side of my car. Several people said a car hit me and fled, but they didn't get the license plate. Can I still file a claim if I only have liability insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you have
liability insurance
only, you won’t be covered for a hit-and-run, unfortunately. However, you can do some sleuthing to see if you can identify the other vehicle.Start by taking pictures of your vehicle immediately (if you haven’t already), and then file a police report. If possible, talk to the other witnesses about what happened. Look around to see if there are any security cameras in the vicinity and ask for the footage.
With any luck, you’ll be able to identify the vehicle via the license plate and take legal action, if you wish. If you can identify the car, you might be out of luck entirely. “
View full answer
- Gregory R.
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