Can I exclude my spouse from my car insurance policy for my Camaro?

Can I exclude my wife from my insurance policy? My wife has a bad driving record and my insurance is already expensive because of the type of car I drive.

Answer provided by
Sophie Newman
Answered on Jul 20, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“Many car insurance companies will allow you to exclude your spouse from your policy for specific reasons, such as:
  • your spouse being an unlicensed driver
  • your spouse operates a different vehicle
Some state laws may prohibit excluding your spouse and many insurance companies will require that your spouse be listed as named driver as your policy if you live in the same household.
Still, if you have specific reason to exclude your spouse, ask your insurance company and they can provide you with more details. Just make sure that you have the right types of insurance when you take the time to review your policy.”

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