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Can I drive without car insurance in New Jersey?

My insurance premiums have gotten pricey and I'm considering letting my policy lapse. What will happen if I do and get into an accident?

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Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The penalties for driving without
car insurance
in New Jersey can be severe.
For a first-time violation, you can:
  • be fined between $300 and $1,000
  • face license suspension
  • face community service requirements
If you’re in an accident, you’ll have to face these consequences in addition to the damages from the accident. Not purchasing car insurance now could make it harder and more costly to obtain in the future.
If price is an obstacle for obtaining car insurance,
Jerry
can help. Jerry pulls quotes from the top 50 companies and delivers the best deals to your phone in minutes.”
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