Can I drive my friend's handicap-equipped vehicle without insurance if I live in California?

My friend is physically disabled and uses a wheelchair. His parents asked me if I could take him to an appointment. I'm worried that because I'm not insured, I'll be liable if an accident occurs. Can I drive another person's car without insurance if I live in California?

Answer
“In most cases, such as the occasional use of another person’s vehicle or a one-time trip with permission, you don’t need additional car insurance. This falls under the idea of “”permissive use,”” which means you’re covered by the owner’s insurance policy in the event of an accident.
However, if the vehicle use becomes frequent, you might need insurance. If you’re consistently driving, you might want to ask your friend’s parents if they’ll add you to their policy.”
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Eric Schad
Answered on Apr 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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