Can I drive my friend's handicap-equipped vehicle without insurance if I live in California?

My friend is physically disabled and uses a wheelchair. His parents asked me if I could take him to an appointment. I'm worried that because I'm not insured, I'll be liable if an accident occurs. Can I drive another person's car without insurance if I live in California?

Apr 16, 2021
Answer provided by
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Eric Schad
Answered at Apr 16, 2021
“In most cases, such as the occasional use of another person’s vehicle or a one-time trip with permission, you don’t need additional car insurance. This falls under the idea of “”permissive use,”” which means you’re covered by the owner’s insurance policy in the event of an accident.
However, if the vehicle use becomes frequent, you might need insurance. If you’re consistently driving, you might want to ask your friend’s parents if they’ll add you to their policy.”
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