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Can I decline a car loan for a Volkswagen Tiguan I was approved for?
"My boyfriend and I applied for a car loan on a 2018 Volkswagen Tiguan, but then we moved to an area with great public transportation.
Can we decline this car loan?"
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Just give the lender a call and tell them the situation. This happens all the time, so they won’t mind.
Remember, though, that the hard inquiry on your credit will remain—for about a year—on your credit regardless of accepting or declining the loan. But don’t worry, it won’t have long-lasting effects on your credit score.”
View full answer
- Gregory R.
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