Can I collect insurance money if I do the repairs on a car myself following an accident?

I recently got into an accident in my car, but I wasn't at fault. With a good grasp on various automotive repairs, can I complete the work myself and still collect the money from the insurance claim?

“Whether or not you can perform some DIY mechanic work following an accident (mechanical or body work) usually depends on if you own the vehicle. If you have a loan for it, chances are the lender will want a certified repair shop to do the repairs to maintain the value of their collateral.
Owning the vehicle outright usually means you might be able to do the repairs; just make sure to ask your car insurance provider. If they allow DIY repairs, make sure to keep detailed records and receipts to ensure proper reimbursement.”
Eric Schad
Answered on Apr 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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