Can I collect insurance money if I do the repairs on a car myself following an accident?
I recently got into an accident in my car, but I wasn't at fault. With a good grasp on various automotive repairs, can I complete the work myself and still collect the money from the insurance claim?
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Answered on Apr 13, 2021
“Whether or not you can perform some DIY mechanic work following an accident (mechanical or body work) usually depends on if you own the vehicle. If you have a loan for it, chances are the lender will want a certified repair shop to do the repairs to maintain the value of their collateral.
Owning the vehicle outright usually means you might be able to do the repairs; just make sure to ask your car insurance provider. If they allow DIY repairs, make sure to keep detailed records and receipts to ensure proper reimbursement.”
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