PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I change the owner name on a car insurance policy?
I recently bought a new car and sold my old one to my wife for $1 to officially transfer the title to her. The insurance rate I got on it was very reasonable, and I'd obviously like her to be able to keep it, if possible—so can I change the owner's name from my name to my wife's on my old car's insurance policy?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Congratulations on the new purchase! That’s definitely a way to think outside the box—but unfortunately, you can’t simply change the owner name on your
car insurance
policy. Car insurance rates are highly personalized and are based on how much of a risk someone will be to insure. There are several aspects that affect your wife’s rate, including:
- Age
- Driving history
- Credit history
These factors can drastically change her rate compared to yours—which means you’ll need to cancel your old policy and get a new one for your wife.
When you get a new policy, make sure to shop
car insurance quotes online
to get the best rate possible. One of the easiest ways to do this is with Jerry
—we’ll get you multiple customized quotes from top-of-the-line providers instantly so that you can make sure you’re getting the best price on the coverage you need.Enjoy your new car, and good luck on getting the new policy!”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
