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Can I change the color of my car without telling my lender?
Do I have to tell my lender if I change the color of my vehicle? I want to paint my financed car neon green, but I don't know what it will do to the value of the car. Furthermore, I'm not sure how much my lender will like it.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You aren’t required to tell your lender about changing the paint color as it’s not a mechanical component of the vehicle.
However, you need to keep in mind that a good paint job, meaning not Maaco or another cheap paint place, can cost around $5,000.
If you go to one of these low-cost places, expect the paint to start chipping away after a year, which can cause the
value
of your car to plummet when you go to sell it.”View full answer
- Gregory R.
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