Can I cancel my Esurance car insurance policy without any charges?

I have some unforeseen expenses coming up, so I need to cancel my Esurance car insurance policy in favor of a less expensive one. Obviously, cancellation fees are the last thing I want right now—so is there any way to cancel my car insurance without charges? Will I get any of my money back?

Answer
“I’m sorry to hear that you’re in such a rough spot financially; the last year has been hard on a lot of folks. Unfortunately, Esurance is one of the few car insurance companies that charge a fee for canceling your policy—either 10% of your remaining policy or a flat fee of between $30 and $50.
However, there are other ways to keep your insurance costs down. Consider reducing your coverage or seeking a discount, such as a driver training discount or a good student discount if you’re in college!
If cancelling your policy is still what you want, call 1-800-378-7262 to talk to an Esurance agent. Keep in mind that you’ll need to have another car insurance policy in place before you cancel so that your car insurance coverage doesn’t lapse.
One easy (and inexpensive) way to do this is with Jerry. We’ll get you multiple customized quotes from different top-of-the-line providers so that all you have to do is choose the plan with the best coverage and price point. If you want to switch, we’ll even help with the phone calls and paperwork! That way, you can spend your energy thinking of what to do with your savings, rather than the nitty-gritty of car insurance.
Good luck with cancellation, and may all your rates be low!”
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Eric Schad
Answered on Sep 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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