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Can I cancel my current auto insurance policy and just use the coverage from my credit card company while I travel?
I will be traveling for the next six months and using a rental car for most of that time. Since Visa will offer collision coverage, can I just cancel my regular insurance policy?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You will want to check with Visa and your current insurance carrier before you cancel anything.
Visa will only provide
collision coverage
for your rental car, not liability coverage
, and that is what is needed for the car to be driven legally. You can get liability coverage if you purchase rental car insurance
. Most insurance carriers will extend the liability insurance from your current auto policy to your rental car. Since you will be renting for such a long time, I suggest you speak with your insurer about how you will be using the rental. They may have time and usage stipulations.
Once you have a little more information, you will know if you should cancel your policy or not. “
View full answer
- Gregory R.
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