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Can I apply for a car loan online?

I’ve been shopping for a new car at local dealerships, and I’ve found a few I’m interested in. But the interest rates offered by the dealerships seem abnormally high. I don’t want to get stuck overpaying for my car loan. Is it possible to apply for a car loan online?

avatar
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s great to hear you didn’t accept a
car loan
offer that you didn’t think was fair. And I have good news—yes, you
apply for a car loan online.
To ensure you’re getting the best rate, you should compare offers from multiple lenders before signing a loan agreement. Shop around at:
  • National banks
  • Local banks
  • Credit unions
  • Online lenders
Regardless of where you apply, you can simplify the process by having the following prepared:
  • Proof of identity and residence
  • Proof of income and employment
  • Information about the vehicle you want to purchase
Shopping around can help you cut down on the cost of
car insurance
, too.
Jerry
makes it quick and easy to ensure you’re getting the best rate.
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The average Jerry user saves $879 a year on car insurance, and their friendly agents will even help cancel your old policy.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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