Can I add other drivers to my policy?

My cousin just moved in with me. He drives my vehicle occasionally, so I'd like to add him to my policy. Is this possible? Would my rate change?

“You can always add an additional driver to your car insurance policy as long as you’re the named insured, or primary driver. If you are the named insured on your insurance policy, call your insurance company or go online to add your cousin to your policy.
When you add a driver to your policy, your car insurance company will check their driving history and record through a national database. If he doesn’t have a clean driving record, this could impact your rate. The insurance company typically changes the rate based on the information they receive, but it varies by your carrier.
You can always request a quote from your car insurance company before officially adding your cousin as an additional driver. Alternatively, you can use the Jerry app to compare rates and coverage in just a few minutes, making the addition of your cousin hassle-free.”
Emily Maracle
Answered on Aug 18, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free