Can I add an umbrella policy to my non owners policy?

I have a non owners policy since I rent a car about three times a month. Recently, I bought a condo and was thinking about adding an umbrella policy for more coverage. Is this something I can do since I don't own a car?

Answer provided by
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Shannon Martin
Answered on May 06, 2021
“Absolutely! An umbrella policy is a great way to protect your assets, and you don’t need to own a car to have one.
The purpose of an umbrella policy is right in the name—it “”umbrellas”” over your auto and condo policy for an extra layer of protection. The first level of coverage is $1 million.
In order to qualify for this coverage, you must ensure that your car insurance policy has a minimum limit of $100,000 per person with $300,000 per occurrence. This is an option you have with your non owners car insurance.”
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