Can I add an umbrella policy to my non owners policy?

I have a non owners policy since I rent a car about three times a month. Recently, I bought a condo and was thinking about adding an umbrella policy for more coverage. Is this something I can do since I don't own a car?

Answer
“Absolutely! An umbrella policy is a great way to protect your assets, and you don’t need to own a car to have one.
The purpose of an umbrella policy is right in the name—it “”umbrellas”” over your auto and condo policy for an extra layer of protection. The first level of coverage is $1 million.
In order to qualify for this coverage, you must ensure that your car insurance policy has a minimum limit of $100,000 per person with $300,000 per occurrence. This is an option you have with your non owners car insurance.”
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Shannon Martin
Answered on May 06, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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