Can driving under a certain amount of miles every day save you money?

Someone told me that if I drive under 50 miles a day, I can save money. I'm always looking to save money on my insurance; is this true?

Answer
“It is true! Driving under a particular mileage every day or year can get you a discount.
In most cases, to get a low mileage discount with your car insurance, you’ll need to drive under 30 miles a day. On average, most people drive between 8,000 to 12,000 miles a year.
Driving between 0 to 7,500 miles a year is typically where a low mileage discount would apply. However, every company is different. There may be other specifications for a low mileage discount.
To find out what your insurance company offers, you should speak with an agent. If you don’t qualify for a low mileage discount, you may be able to enroll in a driving behavior program. By having an app or device track your driving, you can save up to 20% on your policy.
Again, reach out to your insurance company to see if you’re eligible for low mileage or good driving discounts. They’ll be able to provide you with any information regarding their programs.
If they don’t offer additional discounts, you could also request car insurance quotes with other companies to see what you may qualify for elsewhere.
If you’d like help shopping for car insurance, use Jerry. Jerry is an app that finds the best car insurance rates from top providers in seconds—and if you find a plan you like better, we’ll even help cancel your old one. That way, you can save money on your car insurance effortlessly and leave all the hard work to us!”
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Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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