Can car insurance companies verify my information if I lie to get various discounts?

I'm not sure if I can afford car insurance, but I've seen numerous discounts that could bring the rate down to where I need it for my budget. Can insurance companies check to see if I qualify for these discounts or if I'm lying?

Answer provided by
Eric Schad
Answered on Apr 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Technically, you could lie about certain things to get a discount on car insurance. And if you don’t ever get into an accident, no one’s the wiser.
But if you get into an accident and you’ve lied about things to get discounts on cheap car insurance, you could be in heaps of financial and legal trouble. Carriers can and will verify your information once a claim is filed on your policy.
If the insurance company finds out you’ve been lying, they have every right to cancel your policy. When this happens, you’re an uninsured motorist, which means you’re on the hook for the injuries and damages from the accident.
Instead of lying to get discounts, shop around to find ones you actually qualify for. This will keep you out of trouble in the long run.”

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