Can an SR-22 cover any vehicle I drive?
Would my SR-22 cover a vehicle I borrow as well? I have an SR-22 on my current car insurance policy.
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Answered on Jul 16, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“SR-22 car insurance can cover any vehicle you drive depending on the type of filing you have.
If your SR-22 is registered with the state as an owner/operator filing, your SR-22 will cover any vehicle that you drive. It will cover your own vehicle as well as a car you rent or borrow.
If you only have an owner filing, it will only cover the vehicle that you own.
While it doesn’t apply to you, an operator filing would be for when you don’t own a vehicle but often rent or borrow. This is called non owners car insurance.
To confirm the type of filing that your insurance company has submitted to the DMV, you can reach out to them or the DMV directly.”
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