Can an international student get a car loan in the United States?

I'm a Canadian student who attends school in the United States. I don't have a car to bring across the border, but I need one for school and work. Can I get a car loan in the US?

Answer provided by
Eric Schad
Answered on Jun 11, 2021
“In theory, you should be able to get a loan, but it’s going to be a bit trickier and more expensive than if you were a US citizen. To get the loan, you’ll need:
  • Proof of income
  • Your visa
  • Proof of lawful presence
  • Full-coverage car insurance
Some online companies specialize in these types of loans. But keep in mind that if you have a limited credit history, your interest rate is going to be high.”

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