Can a Florida-based car dealer sue me because I got a loan for incentives and paid it off the next day?

"I went to a dealer to finance a vehicle to get $5,000 worth of incentives. My plan all along was to get this loan and see if my credit union could refinance the loan.

I was able to refinance, so I paid off the loan the next day. Now the dealership says they're going to sue me. Can they legally do this?"

Answer
“No, they can’t sue you. There’s no stipulation as to when you can refinance a car.
While your tactics may border on unethical depending on who you ask, you essentially played the system. The dealership might use scare tactics, but don’t succumb to them.
However, you will likely need to find another dealer to work on your car. As recalls or any other maintenance that falls under your warranty should be completed at a dealership, it may be in your best interest to look elsewhere.”
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Eric Schad
Answered on Aug 02, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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