Can a dealership require me to finance a car through them?

Can a dealership force me to use their financing? I am looking at buying a car from a local VW dealership and I got pre-approval from my bank to finance the car. When I told the salesman this, he said I would have to finance the car through the dealership.

Answer
“This is not usually the case, but it does happen from time to time. If you feel that the dealership is not treating you fairly, you should take your business elsewhere.
However, it might be a mistake not hearing the dealership out before walking away from their financing offer. You might be surprised.”
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Johnny Puckett
Answered on Jul 07, 2021
Johnny Puckett is a freelance writer and automotive expert. He has contributed content to a number of some of the largest online publications, aftermarket automotive manufacturers’ sites, and automotive informational sites. His experience in the automotive and information fields informs his writing at Jerry. His automotive interests bleed into his free time, where he enjoys modifying his favorite cars and woodworking.
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