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Can a cosigner help me get a car loan for a Honda?
I want to apply for a car loan, but my credit isn't great. Can getting a cosigner help me finance a Honda?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Your chances of getting a
car loan
for your Honda will increase greatly if you bring a cosigner into the picture, especially if you have: - Poor credit score
- No or limited credit history
- Lower income
When choosing a cosigner, make sure they have strong credit and good income. This person will become financially responsible for the car payment if you default or fail to pay for a month. If the person has a superb credit score, you may even get a better interest rate.
Family members or spouses are ideal choices for cosigners. Choosing a friend may cause a rift in your friendship if they become saddled with your debt.
Once you find a cosigner, don’t stop there. You should also shop around for the best car insurance rates with
Jerry
. Sign-up takes less than a minute, and you’ll be able to compare competitive quotes from up to 50 top insurance providers. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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