Can a car used for Turo be added to a standard insurance policy?

"Can I add a car used for Turo to my current Progressive policy? My friend makes a lot of money by working for Turo. I thought about doing the same thing, but I would buy a different car to use as the rental."

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Shannon Martin
Answered on Jul 28, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“As of now, there isn’t a standard insurance carrier that provides insurance while your car is rented. If you were to add the vehicle to your Progressive policy and an accident occurs, the claim would be denied.
Turo does offer host insurance that is provided by Liberty Mutual. This is probably the simplest way to insure your vehicle.
Another option is to look into a commercial auto policy. Reach out to a local car insurance broker. They will know best about available carriers in your area and can walk you through your options.”
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