Can a car loan have a different name on it than the name on the car title?

My wife's name is on the title of our car, but we want to refinance the loan in my name. Can the car loan and the title have different names on them?

Answer provided by
Eric Schad
Answered on Jun 11, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“The answer to this question is…sort of. If your wife’s name is on the title, lenders will probably require her to be on the car loan as well.
If you want to pay for the car loan, simply put both of your names on it and the lender should be able to approve it.”

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