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Can a car dealership keep running your credit report if they couldn't find financing while you were on the premises?
Is it true that lenders can keep running your credit after you leave? I've heard that car dealerships will continue giving out your information until they find a car loan that gets approved.
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You typically sign a document that says that dealers can give your information to any number of lenders.
However, if this process is done within a 14-day period, you’ll only get one hard inquiry on your credit report.
Usually, they can find financing on the spot, but if you have bad credit, this process can take quite a bit longer. You can get an idea of your credit using a monitoring tool like
Credit Karma
If you don’t get approved on the spot, don’t get discouraged. The process for buying a
new car
might take a few days.”View full answer
- Gregory R.
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