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At what point do I need to get my own insurance policy?

Is there a requirement that I get my own car insurance by a certain age? I am 23 years old and currently still live with my dad. I have my own car, but I am still using his insurance.

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You can be listed on your father’s policy as long as you live in the same household. There isn’t an age limit when it comes to
car insurance
. Once you move into your own place, it will be time to secure a new policy.
While there are many benefits to sharing a policy with your dad, like the multi-car discount, there are advantages to starting your own policy as well. Insurance history is a rating factor, and the sooner you start a policy, the sooner you can begin building history.
When you are ready to start a policy, the
Jerry
app is a good place to begin. Jerry will shop prices with over 45+ plus carriers and re-shop your policy at every renewal to make sure you always have the best rate.”
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