At what age do I need to be removed from my parent's auto insurance policy?

Is there a specific age I can no longer be on my parents' car insurance? I have been listed on my parent's insurance policy since I was 18 years old. I plan to stay on their policy until I save up enough money to make a downpayment on my own house. However, I just learned that I will have to find my own health insurance next month when I turn 26.

Answer provided by
Shannon Martin
Answered on Jul 08, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Happy early birthday!
I have good news: there isn’t an age limit for car insurance.
Most carriers have the guideline that anyone who drives the insured’s vehicle regularly should be listed on the insurance policy. Since you currently still live at home, you and your car can be listed even if the vehicle is registered solely under your name.
Once you are ready to start your own policy, give the free app Jerry a try! Jerry will compare insurance rates with over 45+ carriers to make sure you are getting the more affordable options.

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