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Are insurance quotes from different companies binding?
I've been shopping around for a used car and comparing different car insurance rates. If a company sends me a quote, is that the definite price I will pay if I go with that company?
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
As you’ve probably already seen, different companies will give you different prices. While quotes are often accurate, rates can change when you finalize your policy.
Since it costs insurance companies money to pull reports, some don’t look at all of your information until you indicate you’d like to buy the policy. At that point, a company may look at your
driving record
and other factors to determine your final price.MORE:
Car insurance quotes
View full answer
- Gregory R.
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