Are gas lines covered by home insurance?

I had a leak in my gas line recently. Thankfully, everything is okay and our gas is turned off, but we need the lines replaced. Are gas lines covered by home insurance?

Find out if you’re getting ripped off on your car insurance in less than two minutes.
No spam · No long forms · No fees
Find savings (100% Free)
rating white
3.5k Ratings
Answer provided by
Emily Maracle
Answered on Feb 25, 2022
I’m glad everyone is okay! Gas lines may be covered by home insurance, but it depends on your policy and what caused the damage.
If the gas lines were damaged by a covered peril, your home insurance policy should cover their replacement. However, if the leak was caused by anything else, you likely wouldn’t have coverage. You won’t be covered for:
  • Age
  • Lack of care
  • Wear and tear
  • Improper maintenance
Additionally, you’ll need to check your home insurance policy to confirm your lines are covered. Coverages and exclusions vary between companies, so what is covered under one policy may not be covered by another.
Finally, some home utility companies or home warranty companies offer gas line insurance for repairs and replacements if anything like this happens.
Once you find out if your gas lines are covered, take an extra minute to ensure you’re paying the best rate with Jerry. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies and buying new home or renters insurance. Jerry will even help you cancel your old policy.

Here to save on car and home insurance? Great, you do that. We’ll do everything else.

Sign up in under a minute.
No need to fill out forms or shop around. Sign up in 45 seconds to start saving. Jerry does the rest.
Jerry collects and analyzes your current coverage.
Say hello to Jerry, your new insurance agent. We’ll contact your insurance company, review your current plan, then find the coverage that fits your needs and saves you money.
Get the best options before your renewal.
Jerry does all the picky, busy work by comparing prices and coverage from more than 50+ insurance companies. We compare what we find to your current policy and offer you the three best options before every renewal.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free