PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Are drones covered on my home insurance?
I purchased a drone on Black Friday and received it in the mail yesterday. It was expensive, so I’d like to protect it the best I can. Are drones covered on my home insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A drone is really exciting, but I’d be nervous about flying it, too! Luckily, your drone should be covered on your home insurance.
Since you’re using your drone for fun, most insurance companies would consider it personal property, similar to a model or hobby aircraft. Your home insurance will cover your drone for its
actual cash value
anywhere in the world. That said, damages to your drone will only be covered if they result from a
named peril
on your policy. This means your policy won’t cover neglect, general wear and tear, or accidentally crashing it into a tree. Common perils covered include:- Theft
- Vandalism
- Fire
- Wind
To confirm coverage for your drone on your home insurance policy, reach out to your insurance company or review your policy terms and conditions. You’ll want to ensure you fully understand your coverage before taking your first flight.
Even if you’re happy with your current home insurance coverage, it never hurts to review your options. Use
Jerry
to browse quotes from top insurance companies in seconds. They even help cancel your old policy once you’ve made your pick.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
