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Am I covered if someone else is driving my car?
I let my partner borrow my car the other day, and he got into an accident. There’s quite a bit of damage, and I’m going to have to file a claim, but will I be covered since I wasn’t the one driving?
Sarah Gray · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
It’s not uncommon to let other people borrow our cars, but we seldom think about whether we’re covered if someone else is driving our car. Luckily, your insurance will typically cover anyone who has permission to drive your vehicle, even if they’re not listed on your policy.
As with anything to do with insurance, though, there are exceptions to this general rule, so you should check the following to see if any exclusions apply:
For help understanding your
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