PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Am I being overcharged for full-coverage car insurance in Louisiana?
I drive a 2015 RAM truck that I own outright, and my full-coverage car insurance costs about $120 a month. I haven't had any accidents or tickets in the last four years. Am I overpaying?
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“There are many factors that determine your
car insurance
rate, and not all of them are within your control. Take your location, for example. Louisiana consistently ranks as one of the most expensive states for car insurance due to its high number of uninsured drivers and pricey lawsuits. So you can expect to pay more than a driver based in Maine or Idaho.
The surest way to know if you’re getting a fair price for car insurance is to shop around with other companies. Insurers all use their own unique formulas to set rates, which is why you’ll get different prices for the exact same car and coverage level.
If you want to save money on car insurance, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand companies and buying new car insurance.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
