Will my home insurance cover cracked walls?

I've noticed some cracking in my basement walls. Will home insurance cover this damage?

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Savannah Grabek
Answered on Mar 02, 2021
Typically, cracked walls are the result of settling in the foundation, and in most states that is not covered by home insurance. If there was a peril that caused the walls to crack, then they may be covered. It depends on what caused them to crack, and if that peril is covered on your policy.
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