Will my home insurance cover cracked walls?

Answered by Home Insurance, Car Insurance Expert Savannah on December 26, 2020

I've noticed some cracking in my basement walls. Will home insurance cover this damage?

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Home Insurance, Car Insurance Expert

Typically, cracked walls are the result of settling in the foundation, and in most states that is not covered by home insurance. If there was a peril that caused the walls to crack, then they may be covered. It depends on what caused them to crack, and if that peril is covered on your policy.

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