Will my home insurance cover ceiling leaks?
I'm confused about how home insurance coverage works for things like indoor leaks and flooding. Are ceiling leaks covered by my policy?
It depends on what caused the leak. If the leak was caused by a covered peril on your policy, then the cost of fixing the damage will be covered. For example, let’s say there was a pipe that froze, which caused water to leak in your home’s ceiling. If freezing is a covered peril on your policy, then the water damage will be covered.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
When do I need to notify my insurance company about my home remodel?
At what point do I need to update my insurance policy? I am doing a total gut job on the ground floor of my house. There will be updated plumbing, kitchen and bathroom fixtures–the works! It will take a few months to complete. Do I notify my insurance before or after the work is completed?
Jul 27, 2021
Why is there a car I don't recognize coming back in my car insurance quotes?
I'm looking into new car insurance carriers and noticed that a vehicle I don't recognize is appearing in my quotes. I recently experienced a theft and I'm concerned that somehow they got a hold of my personal information. Should I be worried?
Apr 20, 2021
What insurance company should I use for my homeowners policy?
I'm currently insured with State Farm for my car insurance. I also got quotes from Progressive and GEICO. What company is best? Should I bundle my homeowners policy with State Farm or switch companies entirely?
Sep 09, 2021