Will my home insurance cover ceiling leaks?

I'm confused about how home insurance coverage works for things like indoor leaks and flooding. Are ceiling leaks covered by my policy?

It depends on what caused the leak. If the leak was caused by a covered peril on your policy, then the cost of fixing the damage will be covered. For example, let’s say there was a pipe that froze, which caused water to leak in your home’s ceiling. If freezing is a covered peril on your policy, then the water damage will be covered.
Savannah Grabek
Answered on Mar 02, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.

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