Will getting home insurance quotes impact my credit score?

My credit score is pretty bad and I'm trying to raise it. I'm also looking for a new home insurance policy. I'm worried that getting quotes will hurt my score.

Thanks for the question! The answer is no, getting quotes has no impact on your score. When running the reports for a home insurance policy, carriers are only making a soft credit inquiry. This will not impact your credit score or hurt you when buying a home.
Savannah Grabek
Answered on Mar 01, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.

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