Will filing claims for acts of nature cause my car insurance premium to rise?

My car was damaged by a really bad hail storm. I know that's an "act of nature" and not my fault. If I file a claim with my car insurance company for the repairs, will my rates go up?

Answer provided by
Alexah Grinnell
Answered on Feb 24, 2021
Thanks for the question! Filing claims for acts of nature can cause your premiums to increase, especially if the claim is over $2,000 and/or you have multiple claims on your driving history.
For more information on this topic, check out this article: How “Acts of God” Impact Your Car Insurance.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies