Will filing claims for acts of nature cause my car insurance premium to rise?

Answered by Home Insurance, Car Insurance Expert Alexah on February 24, 2021

My car was damaged by a really bad hail storm. I know that's an "act of nature" and not my fault. If I file a claim with my car insurance company for the repairs, will my rates go up?

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Alexah

Home Insurance, Car Insurance Expert

Thanks for the question! Filing claims for acts of nature can cause your premiums to increase, especially if the claim is over $2,000 and/or you have multiple claims on your driving history.

For more information on this topic, check out this article: How “Acts of God” Impact Your Car Insurance.


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