Will I pay more for car insurance if I buy a second vehicle?

My wife used to be able to take the train to work, but she recently got a new job that she'll need to drive to. Is my auto insurance rate going to go up if we buy a second car? (We already have one car, but I use it.)

Answer
Great question! Yes, you will pay more for car insurance if you buy a second vehicle. The increase will depend on what coverage limits you have on the car.
Typically, each vehicle will have a different premium breakdown when you look at your bill. You will be able to see exactly what it costs to insure each vehicle.
Check with your insurance company because many carriers will offer a discount for having more than one car on a policy. Even though you will be paying more overall, you can still get a good deal by shopping around for that discount.
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Jackie Whalen
Answered on Mar 12, 2021
Jackie Whalen has been in the insurance industry for over 7 years, working in sales, service and claims. She has won numerous awards as a top salesperson and customer service agent. She currently lives in New York with her husband. Her 24 year old son recently moved out on his own which has given her more time to travel, write and train her dog Maisy not to chase her cat, Whiskey.
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