Why is car insurance so much more expensive for younger drivers?

Answered by Car Insurance Expert Tessa on February 22, 2021

I'm 20 and it's annoying how expensive my car insurance is. Why are younger drivers charged so much?

expert avatar

Tessa

Car Insurance Expert

Car insurance is more expensive for younger drivers because they have little or no driving experience. In the eyes of most insurance companies, the more driving experience you have, the less likely you are to submit a claim.

If you have more questions about car insurance for younger drivers, specifically teens, then this article may be helpful: https://getjerry.com/advice/teen-car-insurance-do-i-have-to-add-my-teenager-to-my-auto-insurance-policy.


Car Insurance

Have an insurance question?

Our insurance agents are ready to help you, for free.

Ask your question, it’s 100% free
Recommended
Thousands of customers saved on average $887/year on their car insurance with Jerry
This app is great, but the customer service is even better! Not to mention convenient! My husband and I got the lowest rate (much lower than the rates I was finding online through my own searches), quickly, and pretty much all through text message! Thank you so much for a hassle free experience👍
Gabriella R.
Find savings (100% Free)
stars4.6/5 Rating on App Store