Why is car insurance necessary?

Why do I need auto insurance? I already have medical insurance for if I get hurt.

Answer provided by
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Savannah Grabek
Answered on Feb 19, 2021
Drivers are required to carry car insurance in most states by law. If you drive without insurance and cause an accident, you could be sued for damages and have your assets seized. It’s also really important to have the correct coverages if you have a loan on your car. If you don’t have full coverage on your car and you total it, you’ll have to pay a loan for a vehicle that you don’t have and can’t drive.
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