Which states have the cheapest car insurance rates?

Right now I live in Florida and the auto insurance here is SO expensive. Which states are the least expensive for car insurance?

Answer
“Great minds think alike! We all want to pay less for our car insurance and the states that offer the cheapest rates are:
There are other factors that determine your car insurance rates besides your zip code, but living in one of these states might help lower your rate.
Typically, these states are not as densely populated. They are more rural, which means there are fewer people and fewer drivers, and therefore fewer accidents. These states also allow many carriers to sell insurance within their borders, which keeps things competitive and helps rates to stay low.
You can use the free Jerry app to compare rates from the top companies for you and deliver the best deals to your phone in minutes.
MORE: Cheap car insurance“ Typically, these states are not as densely populated. They are more on the rural side, which means there are fewer people and fewer drivers — and therefore fewer accidents. These states also allow many carriers to sell insurance within their borders, which keeps things competitive and helps rates to stay low.
They’re not sunny Florida, but maybe you will save so much money on your car insurance that you will be able to take lots of vacations! See you on the beach!
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Jackie Whalen
Answered on Aug 06, 2021
Jackie Whalen has been in the insurance industry for over 7 years, working in sales, service and claims. She has won numerous awards as a top salesperson and customer service agent. She currently lives in New York with her husband. Her 24 year old son recently moved out on his own which has given her more time to travel, write and train her dog Maisy not to chase her cat, Whiskey.
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