The Hartford is an insurance company contracted with the American Association of Retired Persons (AARP) for both auto and home insurance to provide policies specifically for customers over the age of 50. These policies are discounted for seniors, and the agents are specially trained to help seniors with circumstances that are more unique to this demographic.
That being said, this doesn’t mean that they are always the cheapest option. If you are retired, check with companies like Allstate for a retiree discount. Also, check in with your auto carrier. Even if they don’t have a retiree discount, you can always adjust your vehicle’s annual miles to get additional savings!